When to incorporate
Find out if and when incorporating pays off, and see the tax deferral in real numbers.
CPA · Etobicoke · Serving the GTA
A focused CPA practice with a limited client list. Flat fees, a yearly plan, and a look at your whole financial picture, not just this year's return.
Clinics pay associates without taking tax off. I make sure you set aside the right amount and claim every deduction that applies to dentists: licence and association fees, malpractice insurance, continuing education, loupes and equipment.
Find out if and when incorporating pays off, and see the tax deferral in real numbers.
How you pay yourself, what runs through the corporation, and clean books from day one.
Each clinic's payments matched, and a salary and dividend mix that fits.
RRSP, TFSA and FHSA room, dental school debt, a first home and, one day, perhaps a practice of your own.
The decisions that shape your 2026 taxes have to be made by December 31. One short call, one page, no obligation.
Weekday afternoons and evenings, or the weekend. I'll call you.
It makes the plan more precise, but the call goes ahead either way. Secure upload link, no email attachments.
Your salary and dividend mix, or what to set aside; your RRSP and FHSA moves; and anything else I'd change.
The upload link only accepts files. No one else can see what you send.
You know the cost before any work starts.
| Package | Included | Fee |
|---|---|---|
| Associate, no corporation |
|
$350per year |
| Associate with a corporation |
|
$2,000per year |
| Dental students |
|
Freefiled by April 30 |
Anything extra, like catch-up years or setting up a corporation, is quoted upfront.
One page: what to do before December 31 and the dates to know for tax season.
I'm Harmen, a CPA and founder of Titanium Tax in Etobicoke. I focus on associate dentists and take on a limited number of new clients each year, so each one gets a yearly plan, not just a filing in April.
A 15-minute phone call, then a one-page plan. Uploading last year's return first is optional but makes the plan more precise.