CPA · Etobicoke · Serving the GTA

Tax planning for associate dentists, not just tax filing.

A focused CPA practice with a limited client list. Flat fees, a yearly plan, and a look at your whole financial picture, not just this year's return.

What I help associates with

Clinics pay associates without taking tax off. I make sure you set aside the right amount and claim every deduction that applies to dentists: licence and association fees, malpractice insurance, continuing education, loupes and equipment.

No corporation yet

When to incorporate

Find out if and when incorporating pays off, and see the tax deferral in real numbers.

Newly incorporated

Year one done right

How you pay yourself, what runs through the corporation, and clean books from day one.

Several clinics

Every payment tracked

Each clinic's payments matched, and a salary and dividend mix that fits.

The bigger picture

Beyond this year's return

RRSP, TFSA and FHSA room, dental school debt, a first home and, one day, perhaps a practice of your own.

Your free 2026 year-end plan

The decisions that shape your 2026 taxes have to be made by December 31. One short call, one page, no obligation.

  1. Book a 15-minute call

    Weekday afternoons and evenings, or the weekend. I'll call you.

  2. Upload last year's return (optional)

    It makes the plan more precise, but the call goes ahead either way. Secure upload link, no email attachments.

  3. Get your one-page plan

    Your salary and dividend mix, or what to set aside; your RRSP and FHSA moves; and anything else I'd change.

The upload link only accepts files. No one else can see what you send.

Flat fees. No hourly billing.

You know the cost before any work starts.

PackageIncludedFee
Associate, no corporation
  • Personal return (T1)
  • Every deduction claimed
  • Tax set-aside plan
  • Yearly incorporation check
  • Questions all year
$350per year
Associate with a corporation
  • Corporate return (T2)
  • Personal return (T1)
  • T4 and T5 slips
  • Yearly tax plan
  • Year-end planning meeting
  • Questions all year
$2,000per year
Dental students
  • Basic personal return
  • Tuition credits
  • Part-time and summer income
Freefiled by April 30

Anything extra, like catch-up years or setting up a corporation, is quoted upfront.

Book your free 2026 year-end plan

I'm Harmen, a CPA and founder of Titanium Tax in Etobicoke. I focus on associate dentists and take on a limited number of new clients each year, so each one gets a yearly plan, not just a filing in April.

A 15-minute phone call, then a one-page plan. Uploading last year's return first is optional but makes the plan more precise.

Phone647-407-6877
HoursWeekdays 2–8 pm · Weekends
DocumentsSecure upload
LocationEtobicoke, Ontario